What to Expect When Building a Home

While building a new home is an exciting journey, it can also be a nerve-wracking experience for the unprepared. And no wonder! It’s a considerable undertaking full of unknowns. No one wants to go through having their dream home build turn into a stressful time or become an unexpected financial burden.

Custom home builders have so many variables that it can be very challenging to estimate a timeframe. However, to help give a general idea, a 2,000-square-foot home typically takes between five and ten months to complete, from breaking ground to the final clean-up. Remember that any unique requirements with the lot you are building on (for example, needing extensive grading) would make the timeline longer.

This time estimate doesn’t include the planning and preparation that needs to happen before the building begins. Your builder should be able to give you a reasonably accurate idea of the timeline before they start.

Let’s addresses the home-building process to help you understand what to expect.

The Planning Process

When planning for your home build, it’s common to want to go right to the fun stuff: choosing fixtures, surfaces, hardware, and finishes. Many steps need to come before this. Lot requirements and preliminary planning help the builder to understand your needs and preferences. Then comes the project timeline, finalizing architectural plans, and the construction agreement.

It’s best if you start by considering your budget. You need a realistic idea of how much it will cost to build and how much you can afford. Planning is a time-consuming process that begins many months before construction.

Financing Your Build

Most people need to obtain a construction mortgage to build a new home. Construction mortgages require a down payment. Like a traditional mortgage, you can acquire one at either a fixed or variable rate. Sometimes, they will convert to a conventional mortgage once the home is complete.

During the construction, your lender distributes funds to the builder at pre-determined intervals. Some lenders only require interest payments throughout this phase. Your lender will require inspections at each step before more money is disbursed. Generally, you will be responsible for the costs of these inspections.

Site Prep

Now that all the details of planning your new home have been completed, the lot needs to be prepped and made ready for construction. At this phase, you will see backhoes and other heavy equipment on your land, clearing, excavating, and levelling according to the plan.

Expect to be excited when you first see the footprint of your home outlined with stakes. Keep in mind that this process stage can be affected by weather conditions and other unexpected incidents.

The Build Begins

The first steps in the building process are pouring the footings and foundation. Once these are complete, framing begins. This is where you will start to see your home take shape as the floors, walls and roof are framed with wood.

Next, the exterior finishes, such as plywood and house wrap, go up. All along the way, there are inspection points to verify that all the construction is being done to code.

The Interior

Once the basic structure of your new home is up, the critical mechanicals like the electrical system, the heating and cooling components, and the plumbing lines go in. The walls will be finished with insulation and drywall when those have been completed.

The Floors and Painting

This is where your house starts to look more like your future home. Flooring is being installed, and cabinets are hung. The walls will be painted, and trim, and mouldings will be put up.

8. The Finishings

This stage might be one of the most anticipated of all. You will notice a stream of subcontractors installing all the finishings you picked out in the planning process. Countertops, faucets, light fixtures, plugs, switches, and appliances will all go in. Any landscaping services that you purchased will also be underway now.


The moment you’ve been waiting patiently for is here; it’s the closing time! There are just a few more things to finalize before moving in. Once your home is complete, you’ll want to do a walk-through. This is your chance to visually inspect everything and decide whether any repairs or corrections are necessary. Once this step is done, the closing can occur, and you can get the keys to your new home.

There are many reasons to decide to build your next house. There is certainly something special about being able to design your home to best reflect your family’s needs and wants. You may not be able to prevent every issue during the building process, but you can minimize their impact by being prepared and knowing what to expect.